More than six years since its release in the US and after multiple delays, Apple Pay finally launched in SA on March 30. It is now available to Absa, Discovery Bank and Nedbank clients.

Apple’s mobile payment service lets iPhone users make purchases on their smartphone via its embedded near-field communication (NFC) chip at any contactless payment terminal. It is also supported on the Apple Watch and as a checkout method on Safari and on iOS apps.

Apple Pay is similar to other mobile payment services introduced to SA in 2018, including Samsung Pay, Fitbit Pay and Garmin Pay. Each uses a tokenisation system that loads a random number instead of your actual bank card number, making it secure to use without compromising your physical cards.

These payment methods are all virtual wallets with an NFC chip, which allows them to act like a physical card.

They differ from the SnapScan, Zapper and Masterpass apps, which scan a quick response (QR) code to make payments.

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