Mobile payments and digital wallets have been on the rise in South Africa over the past few years and, most recently, Samsung Pay and Fitbit Pay were introduced.

These services allow anyone with a smartphone or wearable device to load their bank cards on to a digital wallet. This is arguably safer than a physical wallet, and enables users to scan a QR code and make payments or, in the case of device-specific services such as Samsung and Fitbit, tap and pay as though they were using a physical bank card.

But what happens when you want to tip or make a quick payment to a person who doesn’t have a bank account? This was the situation Jason Penton from start-up Jini Guru found himself in, so he came up with a new mobile payment solution.

uKheshe is a smartphone app and QR code card aimed at making it easy for South Africans to “pay it forward” in everyday situations by simply scanning a code to pay.

Continue reading here: https://mg.co.za/article/2019-01-03-ukheshe-an-app-for-the-unbanked

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